C Loans
Commercial & Home Loan Specialists

Loans, made simple.

Buying your first home, refinancing, or investing? We compare 50+ lenders to find your sharpest rate and the right loan structure — then handle the paperwork from first chat to settlement. No fees to you, ever.

Explore loan types
1600+
Happy customers
24hrs
Typical response time
50+
Lenders compared
50+ lenders on panel
AMPANZAussie BondsAustralian Military BankAuswide BankBank of ChinaBank of MelbourneBank of QueenslandBank SABankwestBetter Choice Home LoansBetter Mortgage ManagementBluebay Home LoansCommonwealth BankThinktankBridgitBluestoneAdvantedgeBrightenAdelaide BankPepper MoneyDeposit AssureDeposit PowerFirefighters Mutual BankFirstmacGateway BankGranite Home LoansHealth Professionals BankHeritage BankHomeStart FinanceINGKeystart Home LoansLa Trobe FinancialMacquarie BankME BankMyStateNABNewcastle PermanentOwnHomeP & N BankParamount Mortgage ServicesPeople's Choice Credit UnionRedZedResimacSt George BankSuncorp BankTeachers Mutual BankUbankUniBankWestpacLiberty
AMPANZAussie BondsAustralian Military BankAuswide BankBank of ChinaBank of MelbourneBank of QueenslandBank SABankwestBetter Choice Home LoansBetter Mortgage ManagementBluebay Home LoansCommonwealth BankThinktankBridgitBluestoneAdvantedgeBrightenAdelaide BankPepper MoneyDeposit AssureDeposit PowerFirefighters Mutual BankFirstmacGateway BankGranite Home LoansHealth Professionals BankHeritage BankHomeStart FinanceINGKeystart Home LoansLa Trobe FinancialMacquarie BankME BankMyStateNABNewcastle PermanentOwnHomeP & N BankParamount Mortgage ServicesPeople's Choice Credit UnionRedZedResimacSt George BankSuncorp BankTeachers Mutual BankUbankUniBankWestpacLiberty
What we do

Find the right loan for your moment.

Whatever you're financing, we match you to the right lender and loan structure from our panel of 50+ — then do the heavy lifting, so you can get on with life.

How it works

Four easy steps to your keys.

01

Say hello

Book a free, no-pressure chat. We get to know your goals and your numbers — and what's genuinely possible for you right now.

02

We compare

We compare 50+ lenders to find the sharpest rate and the loan that truly fits your situation — not just the bank's preference.

03

Get approved

We prepare the application, wrangle the paperwork and chase the lender — so approval happens without the stress landing on you.

04

Settle & celebrate

Keys in hand. And because we review your loan as life changes, you've got a broker in your corner for the long run.

Why C Loans

A broker in your corner — not the bank's.

One dedicated expert from first chat to settlement — no call centres, no being passed around.
Our advice costs you nothing — we're paid by the lender, not by you.
Plain-English guidance at every step — we translate the fine print so you can decide with confidence.
Local to Box Hill North and available after hours — because life doesn't run nine to five.
$2.4B+
In loans settled
50+
Lenders on panel
24hrs
Response time
4.9★
Average client rating
★★★★★

"We thought a first home was years away. C Loans found us a low-deposit loan and pre-approval in two days — Simon made the whole thing feel genuinely easy."

Maya R.
First home buyer · Box Hill

Ready to make your move?

Book a free, no-pressure consultation. We'll get to know your goals, compare 50+ lenders, and map out a clear next step — at no cost, and no obligation.

Call (03) 9848 3388
Simon Cai
Founder & Director

"Everyone deserves a fair shot at owning their home. Our job is to make the path clearer, faster and fairer — and to stay in your corner long after you get the keys."

Suite 2/935 Station StBox Hill North VIC 3129 info@cloans.com.auEmail us